Ever Null Logo

100+ Apps That Pay You to Use Them: The Ultimate 2025 Guide

Apps That Pay You Banner

In today’s fast-paced digital economy, your smartphone can be more than just a social hub or communication tool—it can also be a steady source of income. Whether you’re looking to make a few extra bucks or aiming for a consistent side-hustle, there are hundreds of apps ready to reward you for simple, everyday tasks. From survey apps and cashback platforms to gaming and fitness trackers, each offers unique ways to convert your time and actions into tangible earnings.

This comprehensive guide explores 100+ apps that pay you to use them, delving into multiple categories, from surveys and shopping to data-collection and creative apps. You’ll also learn pro tips, pitfalls to avoid, and strategies to maximize your earnings. By the end of this article, you’ll have the know-how to boost your bank balance using only your smartphone.

1. Why Use Apps That Pay You?

Before we dive into the specifics, it’s worth asking: why bother with these money-making apps? Here are a few compelling reasons:

  1. Low Barrier to Entry: Most of these apps are free to download, and you don’t need special skills to get started.
  2. Flexible and On-The-Go: You can use these apps whenever you have spare time—on your commute, lunch breaks, or while waiting in line.
  3. Small Tasks, Real Rewards: A few minutes spent on surveys or scanning receipts can yield real money or gift cards.
  4. Motivation for Healthy Habits: Walking and fitness apps offer the bonus of improved health alongside financial rewards.
  5. Passive Income Possibilities: Data-sharing apps let you earn with minimal effort—set them up once, and watch the rewards roll in.

2. Survey and Opinion Apps

Overview

Survey apps remain one of the most popular ways to earn extra cash on your phone. Big brands and market research companies pay for consumer insights, and you’re compensated in return for your opinions. Surveys usually take 5 to 20 minutes, and pay ranges from $0.50 to $5 or more, depending on their complexity and length. While you’re unlikely to get rich overnight, consistent efforts can bring in $20-$40 per month—or even more if you sign up for multiple platforms.

Top Survey Apps

  1. Swagbucks

    • What It Pays For: Surveys, watching videos, playing games, online shopping.
    • Earnings Potential: Anywhere from $10 up to $100+ a month, depending on your time and effort.
    • Payout Method: PayPal cash or gift cards to popular retailers like Amazon and Walmart.
    • Why It’s Great: Swagbucks is one of the oldest and most reputable programs in this niche, with $550+ million paid out to users.

  2. InboxDollars

    • Features: Surveys, reading emails, watching short videos, playing online games.
    • Sign-Up Bonus: $5 for new users.
    • Payout: PayPal, checks, or gift cards.
    • Tips: Check the app frequently—some tasks fill up fast.

  3. Survey Junkie

    • Core Focus: Market research surveys.
    • Community Size: Over 20 million members.
    • Cash-Out Minimum: $5 for PayPal or direct bank transfers.
    • Earnings: Users can make up to $40/month by doing 3 surveys a day.

  4. KashKick

    • What It Pays For: Surveys, short quizzes, game testing.
    • Potential Payout: Up to $150 per game test (though this varies).
    • Trust Factor: Rated around 4.2 stars on certain platforms; consistent, reliable payouts.

  5. Branded Surveys

    • Earnings: Up to $5 per survey.
    • Stand-Out Feature: A loyalty program that increases earnings the more you participate.

Pro Tip: Install multiple survey apps and rotate among them to maximize your chances of finding high-paying opportunities.

3. Cashback and Shopping Apps

Overview

Cashback and shopping apps reward you for making everyday purchases, from groceries to online retail. By linking your credit or debit card or scanning receipts, you can receive a percentage of your spending back as cash or gift cards. Depending on how often you shop and the promotions available, you might earn anywhere from $10 to $300 or more per month.

Best Cashback Apps

App NameHow It WorksAverage EarningsPayout Method
Fetch RewardsSnap photos of grocery receiptsUp to $130/yearGift cards to various retailers
RakutenCashback on online & in-store buysUp to 40% cashback + $30 bonusPayPal or paper check
IbottaRebates on groceries & everyday items$10-$300/month for active usersPayPal, Venmo, gift cards
UpsideSavings on gas, groceries, diningAverage $270/yearPayPal or bank transfer
DoshAuto-cashback on linked cardsVaries by spendingPayPal, Venmo
ShopkickEarn “kicks” for walking in, scanning itemsVaries, often $10-$40/monthGift cards (no direct cash option)
HoneyBrowser extension, finds coupons, cashbackVaries by purchase volumePayPal, gift cards

Why These Apps Are So Effective: Everyone shops. By turning your necessary purchases into a cash-generating activity, you effectively save money on essentials without extra effort.

4. Gaming Apps That Pay You

Overview

Gaming apps pay users through cash tournaments, virtual coin conversions, or ad revenue sharing. While many games focus on mobile eSports or skill-based tournaments (like bingo, solitaire, or trivia), others simply reward you for playing and leveling up. Typical earnings range from $5 to $100 per month, though very active or high-skill players might earn more.

Popular Game Apps

  1. Bingo Cash

    • Why It’s Fun: Speed bingo rounds last about 2 minutes, making it quick to earn.
    • Restrictions: Certain states exclude cash competitions.
    • User Tip: Practice the free version before investing money in tournaments.

  2. Mistplay

    • Platform: Android only.
    • How It Pays: Earn “units” by downloading and testing new games, which convert to gift cards.
    • Pros: Over 10 million downloads; strong community with game variety.

  3. Solitaire Cash

    • Game Style: Classic Solitaire with real-money prizes in competitive modes.
    • User Experience: Highly rated for its smooth interface and quick payouts.

  4. Dominoes Gold

    • Concept: Classic dominoes with a “skill-based” twist—compete for real money in tournaments.
    • Fun Factor: Favored by those looking for an alternative to card or bingo games.

  5. Cash Giraffe

    • Stand-Out Feature: Recommends new or less-known games.
    • Earnings: Typically redeemed as gift cards; some users report $5-$10/week.

5. Walking and Fitness Apps

Overview

Walking and fitness apps that pay you are perfect for the health-conscious. These apps track steps, workouts, or overall physical activity and reward you with points, gift cards, or donations to charities. Although the income tends to be modest—$5-$30/year for the average user—the real incentive lies in staying active and healthy.

Best Walking & Fitness Apps

  1. Sweatcoin

    • How It Pays: For every 1,000 steps, you earn about 0.95 “Sweatcoins.”
    • Redeeming Rewards: Digital vouchers for products, gift cards, or even charitable donations.
    • User Tip: Turn on GPS or step tracking consistently to ensure accurate counts.

  2. Charity Miles

    • Key Purpose: Earn money for charities by walking, running, or biking.
    • Motivation: Supports over 40 charities; the app’s sponsors pay on your behalf.
    • Pay Scale: You won’t earn money directly, but you gain philanthropic satisfaction.

  3. Achievement

    • What You Earn: Up to 80 points per day for walking, sleeping, logging meals.
    • Cash-Out: 10,000 points = $10, typically via PayPal.
    • Why It’s Different: Integrates with Fitbit, Apple Health, and other wellness apps.

  4. StepBet

    • Gambling Twist: You “bet” on your ability to hit step goals; winners split the pot.
    • Earnings: If you meet your goals, you generally earn a small profit (a few dollars per challenge cycle).

While these apps won’t replace a full-time salary, they’re great for those who want to stay fit and motivated while making a little extra cash.

6. Data Collection and Research Apps

Overview

Data collection apps passively track internet usage, location data, or device stats for market research. The key advantage is their low-effort, passive income—once installed, you can generally forget about it. Estimated earnings hover between $5 and $60 per year, though a few apps, like Honeygain, claim you can make up to $30 per month depending on data usage and bandwidth.

Top Passive Income Apps

  1. Nielsen Computer & Mobile Panel

    • Who Runs It: Nielsen, a reputable market research giant.
    • Earnings: Up to $60/year in gift cards or PayPal.
    • Stability: Trusted brand name with long-standing reputation.

  2. Honeygain

    • How It Works: Shares your unused internet bandwidth for data intelligence.
    • Potential Earnings: Up to $30/month for users with unlimited or high-bandwidth internet.
    • Sign-Up Bonus: Some promotions offer a $3 welcome credit.

  3. Pawns.app

    • Earning Model: $0.20 per GB of shared bandwidth.
    • Cash-Out: PayPal, crypto, or gift cards.
    • Global Reach: Available in many countries, easy sign-up process.

  4. MobileXpression

    • Rewards: Typically around $20/year in gift cards.
    • Focus: Mobile browsing data.
    • User Feedback: Known to be non-intrusive and straightforward.

Pro Tip: If you’re concerned about privacy, read the terms and conditions carefully to ensure you’re comfortable with how your data is used.

7. Social Media, Referral, and Content Creation Apps

Overview

Social media and referral-based apps help you monetize your social presence. Whether you create short videos on TikTok, host live sessions on Clubhouse, or refer friends to various services, you can turn your online engagement into cash. Earnings vary widely—some influencers make thousands of dollars per month, while casual users might pick up $10-$50 from referrals.

Examples of Platforms & Earnings

  1. TikTok

    • Creator Fund: Requires 100K video views in 30 days to apply.
    • Potential Earnings: Influencers can make anywhere from a few dollars to thousands if they secure brand deals.

  2. YouTube

    • Monetization: Ad revenue, channel memberships, super chats, merchandise.
    • Requirements: 1,000 subscribers + 4,000 hours watch time in the last 12 months.
    • Earnings Range: Varies widely. Some creators earn $5-$20 per thousand ad views.

  3. Facebook / Instagram

    • How to Earn: Sponsored posts, ad breaks (for videos), affiliate marketing.
    • Challenges: Algorithm changes can affect reach, so be consistent and diversified.

  4. Referral Bonuses (Example: Dropbox)

    • Dropbox: Offers extra free storage for every friend you refer (not direct cash, but a monetizable benefit if you’re a heavy user).
    • Other Apps: Many survey, cashback, and data apps offer $5-$50 referral bonuses per signup.

Pro Tip: Building an audience on social platforms takes time and effort. Try focusing on a specific niche—this helps you stand out and gain followers more quickly.

8. Reading, Learning, and Meditation Apps

Overview

Not all “apps that pay you” focus on direct cash. Some apps in the reading, learning, or meditation niches reward consistency through discount codes or gift cards. A few might partner with book-review programs to compensate you for reading and reviewing. While these earnings are typically modest, they can supplement your income while you pursue activities you’re already interested in—like reading or practicing mindfulness.

Popular Apps

Note: If you’re an avid reader, look into book-review platforms like Online Book Club or Reedsy Discovery, which sometimes offer modest compensation for honest reviews.

9. Music and Entertainment Apps

Overview

Do you love listening to music or reviewing songs? Certain apps and platforms pay listeners for reviewing, curating playlists, or simply discovering new artists. Although rates can be low (some might pay $0.10 to $15 per track review), avid music enthusiasts can add up earnings over time.

Music Apps That Pay

  1. Sound Campaign

    • How It Works: You provide feedback on submitted tracks or add them to playlists.
    • Potential Earnings: Up to $14 per song review.

  2. Current Rewards

    • Focus: Listen to music stations—gets you points to redeem for gift cards or PayPal.
    • Max Earnings: Up to $600/year, but typically lower for most casual users.

  3. Slicethepie

    • Review Type: Music, clothing, advertisements.
    • Payment: PayPal after reaching a $10 threshold.
    • Rates: Usually around $0.10 per review, but can go higher with experience.

  4. PlaylistPush

    • Ideal For: People who own popular Spotify playlists with many followers.
    • Earning Range: $1-$12 per accepted song. Successful curators can make up to $300 per week.

10. Miscellaneous Task and Gig Apps

Overview

These “gig economy” apps pay you for real-world tasks like mystery shopping, running errands, or product testing. While the tasks vary in scope—some might pay $3 for quick store photos, while others can pay $100+ for extensive audits—they offer flexibility and a chance to explore your community.

Popular Task Apps

  1. Field Agent

    • Typical Tasks: Checking product displays, taking store photos, completing short surveys.
    • Average Pay: $3-$10 per task; funds can be deposited to your bank or PayPal.

  2. Streetbees

    • Focus: Short missions—like snapping pictures of store shelves or describing purchase habits.
    • Global App: Available in multiple countries; pay ranges from $1-$5+ per completed story/task.

  3. TaskRabbit

    • Services: House cleaning, furniture assembly, moving, deliveries.
    • Earnings: Rates often range from $15 to $100+ per hour, depending on the task and your location.

  4. UserTesting

    • Type of Work: Website and app usability testing.
    • Pay Rate: $10 for a 15-20 minute test.
    • Stand-Out Feature: UserTesting is known for prompt, reliable payments and a steady flow of test opportunities.

  5. Fiverr / Upwork

    • Freelance Platforms: Offer services like writing, graphic design, programming.
    • Earnings Range: $5 per small gig to thousands for larger projects.
    • Scalability: You can turn freelancing into a full-fledged career if you build a strong portfolio.

11. Tips for Maximizing Your Earnings

  1. Combine Multiple Apps

    • Strategy: Use several apps across categories—surveys, gaming, cashback—to diversify your income.
    • Benefit: If one app slows down in available tasks, others might still have steady offers.

  2. Set Earnings Goals

    • Example: Aim for $50-$100 monthly from survey apps alone, then add gaming or cashback apps for another $50-$100.
    • Outcome: A structured approach helps you stay motivated and track progress.

  3. Leverage Referral Programs

    • Potential: Some apps pay $5-$50 per successful referral.
    • Tip: Share referral links on social media, or with friends/family to ramp up passive earnings.

  4. Stay Organized

    • Use a Spreadsheet: Track each app’s signup date, payout thresholds, and pending tasks.
    • Why It Helps: Prevents missed payouts, especially if an app has a minimum redemption requirement.

  5. Read the Fine Print

    • Payment Terms: Some apps only pay after you’ve reached a certain threshold (e.g., $10 or $20).
    • Data Privacy: If you’re using data-collection apps, confirm you’re comfortable with how your data is used.

12. How to Spot and Avoid Scams

While most apps on this list are legitimate, you should always remain vigilant. Red flags include:

Remember: Always check recent reviews in your app store and read third-party experiences (like on Reddit’s r/beermoney or personal finance forums) to verify an app’s credibility.

13. Frequently Asked Questions (FAQs)

  1. Can I make a full-time living using these apps?

    • While some power users or freelancers might reach a full-time income (especially on gig platforms like Upwork or Fiverr), the majority of these apps are best suited for supplemental income or side hustles.

  2. Which app category is the most lucrative?

    • Cashback apps can save you hundreds if you already spend on groceries, gas, or online shopping.
    • Freelance and gig apps (like TaskRabbit and Fiverr) can also yield higher earnings if you have in-demand skills.

  3. How do I choose the best survey apps?

    • Look for high ratings (4+ stars), positive user feedback, low payment thresholds, and consistent survey availability.

  4. Are data-sharing apps safe?

    • Most are legitimate, but always read privacy policies. Confirm the app uses secure data transfer and only collects anonymous usage statistics.

  5. How can I ensure I’m paid promptly?

    • Check the app’s payout schedule (e.g., weekly, monthly) and minimum cash-out.
    • Keep track of your points, coins, or referral bonuses so you’ll know exactly when you can request a payout.

14. Putting It All Together

The world of apps that pay you is both diverse and ever-expanding, covering everything from quick surveys to long-term freelance gigs. Here’s a step-by-step plan to get started:

  1. Pick a Few Apps in Each Category:

    • For example, choose Swagbucks and InboxDollars for surveys, Ibotta for cashback, Bingo Cash for fun gaming, and Nielsen for passive data collection.

  2. Set Realistic Goals:

    • Perhaps aim for $25/week from these apps initially, which can easily cover a bill or two each month.

  3. Integrate Into Your Routine:

    • Take surveys during your commute, scan grocery receipts right after shopping, play cash games during downtime.

  4. Scale Up Over Time:

    • If you find an app you love and can consistently earn from, refer friends, or increase your usage.

  5. Monitor Results and Adjust:

    • If an app stops offering valuable rewards or changes its terms negatively, switch to alternatives.

By staying organized, vigilant, and proactive, you can transform pockets of spare time into steady, incremental income—all with minimal disruption to your daily schedule.

15. Conclusion

Earning money from apps is far from a get-rich-quick scheme, but it does work for those who approach it strategically. Whether you’re answering surveys on a coffee break, earning cashback on everyday groceries, gamifying your fitness routine, or referencing your social media following, there’s a vast array of opportunities to make your smartphone pay you back.

Key Takeaways:

With this guide as your roadmap, you’re now ready to explore the top apps that pay you in 2025. Remember to track your progress, experiment with new platforms, and—most importantly—have fun along the way. Who says your phone should only drain your wallet? Turn the tables and let it fill your wallet instead!

Additional References & Citations

This list is by no means exhaustive, and new apps emerge regularly, so keep an eye out for updates and expansions to these services. Armed with the knowledge in this guide, you’ll be well-equipped to capitalize on the best of them and start earning today.